Stablecoins and traditional payment methods both move value from one party to another, but they do it through very different infrastructure. Traditional payments rely on banks, card networks, processors, clearing systems, and regional rails.

Crypto payments let a business accept or send digital assets instead of relying only on cards, bank transfers, or traditional payment networks.

Stablecoin settlement is the use of a stablecoin to complete the final transfer of value in a transaction. Instead of moving funds through banks, card settlement systems, or correspondent networks, the payer transfers a fiat-pegged token directly to the recipient on a blockchain.

A stablecoin remittance replaces the chain of intermediaries with a direct transfer on a blockchain. A stablecoin is a token pegged to a currency such as the US dollar, so it holds a steady value while it moves.